Custom software and AI products for UK companies.
Inople builds custom software and AI products for UK startups and growing companies, including fintechs, lenders and charge point operators. We design around FCA expectations, Consumer Duty, UK GDPR and Open Banking requirements, and we work from India with a large daily overlap with UK hours: India is only 4.5 to 5.5 hours ahead.
What does Inople build for UK companies?
Inople builds lending and onboarding platforms, Open Banking and payments integrations, OCPP charging backends, construction and manufacturing ERPs, and AI features such as document extraction and agents. UK clients usually need a system that will stand up to an FCA-regulated firm’s outsourcing and data protection checks.
Which UK regulations do you design for?
Inople designs UK systems with the FCA’s outsourcing and operational resilience expectations, Consumer Duty, UK GDPR and the Data Protection Act 2018, and Open Banking with PSD2 strong customer authentication in mind. These shape how we handle data, audit trails, customer communications and third-party dependencies.
| Requirement | What it affects in the build |
|---|---|
| FCA SYSC 8 (outsourcing) | Access, exit plans and oversight of third-party components |
| Operational resilience | Mapping important business services, failover and recovery testing |
| Consumer Duty | Clear customer journeys, fair outcomes, evidence and monitoring |
| UK GDPR / DPA 2018 | Lawful basis, data minimization, subject access and deletion |
| Open Banking / PSD2 SCA | Consent flows, strong customer authentication, API security |
How much working-hour overlap is there between India and the UK?
India Standard Time is 5.5 hours ahead of GMT and 4.5 hours ahead of BST. That gives Inople and UK teams most of the UK morning and early afternoon together each day, which is enough for stand-ups, design reviews and same-day fixes without anyone working unusual hours.
Can you help a UK lender with onboarding and collections?
Yes. Inople’s leadership has built paperless onboarding that cut branch loan issuance from 40 minutes to under 5, sanctions screening with a clean audit record across RBI, MAS and GDPR, and authenticated collections that cut collection costs by 50%. We apply the same patterns to UK lending and payments flows.
How do UK engagements usually start?
Most UK engagements start with an architecture review or a discovery call with one of Inople’s leaders. We review the system and the regulatory context, then propose a scope with clear milestones. If we are not the right team for the problem, we tell you on that call.
Frequently Asked Questions
Can you support our FCA outsourcing due diligence?
Yes. We can document how we handle access, data, subcontracting and exit, and answer your vendor questionnaire. Your firm stays responsible for the regulatory assessment.
Where is our data stored?
Where you choose. We can deploy into UK or EU cloud regions in your own accounts, so personal data does not need to leave them.
Do you sign NDAs and data processing agreements?
We sign NDAs as standard and can work under a data processing agreement where we handle personal data on your behalf.
Do you only build AI?
No. Most of our work is core systems. We add AI where it saves measurable manual effort and recommend against it where a rule or a form works better.
Can you help UK charge point operators meet the Public Charge Point Regulations?
Yes, on the software side. The regulations require 99% reliability across rapid networks, open data over OCPI with status changes within 30 seconds, contactless payment, roaming and pence-per-kWh pricing. We build the CSMS status, OCPI and reporting pieces. Your compliance team owns the filings.
Tell Us What You’re Building
A first call is free. You talk to the people who would lead the work, and you leave with a clearer plan whether or not we work together.